File No. IL-2024-0417
Single-family, brick bungalow
Two-story, detached garage, tenant occupied
- PIN
- 16-22-411-013-0000
- Status
- Tax delinquent · 3 yr
- County
- Kane
- Est. Equity
- $74,000
Illustrative example — not an actual property or offer
Illinois · Public Record Sourced
We buy Illinois property directly from the people who own it.
Ledger & Lot is a private buyer. We work from public county records — tax rolls, court filings, and the recorder of deeds — not the MLS. If your situation fits, we make a written offer. If it does not, we say so.
Active in Kane, Kendall & DuPage counties
Counties we work
- Kane
- Kendall
- DuPage
What we put in writing
We do not have testimonials to show yet. What we can give you now is the process itself, stated plainly.
- Within 24 hours
- Once we have the address and the situation, we put the number and the terms in writing — usually the next business day.
- No fee to homeowners
- No commission, no application fee, no charge for the offer itself. You are never billed for talking to us.
- Right to walk away in writing
- Nothing binds you until you sign. You can decline at any point, and we confirm it in writing when you do.
- We stop when you ask
- One request ends contact across phone, text, and email within 10 business days. We honor the Do Not Call registry.
Written offer
Cost to you
Your position
Contact
Three situations we work
These are the filings we read, described the way they usually feel from the owner's side. If yours looks like one of them, the offer form is the fastest way to start.
FILING 01 · TAX
Tax-delinquent property
Behind on property taxes
Owners two or more years behind on property taxes, where there is still real equity in the parcel. A sale on your terms is usually worth more than what is left after a tax sale runs its course.
- Two or more tax years outstanding
- Equity remaining after payoff
- We handle the arrears at closing
FILING 02 · COURT
Pre-foreclosure
Facing a mortgage default
Owners in default with a lender who would rather sell privately than continue through the court process. We do not offer foreclosure rescue, and we do not promise to stop a proceeding.
- Lis pendens or notice of default filed
- Private sale, no listing or showings
- You choose whether to proceed
FILING 03 · DEED
Absentee owner
Inherited a house, downsizing, or done being a landlord
Landlords ten or more years into a property, worn down by turnover, repairs, or code correspondence. This also covers inherited or hard-to-manage houses. We buy occupied, vacant, and everything in between.
- Ten or more years of ownership, or an inherited parcel
- Tenants in place are fine
- Open code violations are fine
How it works
Full detail →Step 01
Tell us about the property
Address, situation, and anything you think matters. Takes a couple of minutes.
Step 02
We verify and put an offer in writing
We check the parcel against county records, then send a written offer with the number and the terms.
Step 03
You choose the close date
Accept, counter, or decline. If you accept, you pick the closing date that works.
Who we are
Our role
We are not a licensed IL real estate broker or agent. We buy directly in our own name, or connect the deal to a buyer in our network — and we'll tell you plainly which one it is before anything is signed. No fee to homeowners for an offer. You keep the right to walk away in writing.
Where our data comes from
We source from public IL county records (tax rolls, court filings, recorder of deeds) — not purchased consumer data. All contact is opt-in. We honor the Do Not Call registry and stop contacting anyone who asks, within 10 business days, across every channel.
Seller intake
Tell us about the property
There is no cost, and submitting the form does not commit you to selling. We read every submission ourselves. If the property is not something we can buy, we will tell you that directly rather than leave you waiting.
If you are facing foreclosure or tax delinquency, you have the right to consult a licensed Illinois attorney or a HUD-approved housing counselor at no obligation.
For investors
Deals that don't fit our own portfolio
Not every parcel we source is one we keep. Buyers on our list get first look at the rest, with the county record attached.