Legal
Terms of Use
Last updated: July 31, 2026
These terms govern your use of this website. They are not a purchase agreement, and nothing here obligates you to sell or us to buy.
1. Acceptance of Terms
By accessing or using ledgerlot.com, you agree to these Terms of Use. If you do not agree, please do not use this website.
2. What We Do
Ledger & Lot, operated by Savvy RE Partners, is a private property buyer. We buy Illinois property directly in our own name, or we connect a property to a buyer in our network. We will tell you plainly which of the two applies before anything is signed.
3. We Are Not a Broker or Agent
We are not a licensed Illinois real estate broker or agent, we do not represent you in a transaction, and we do not owe you the fiduciary duties a licensed agent would owe a client. We are a principal acting in our own interest. You are free to hire your own broker, attorney, or advisor at any point.
4. Offers Are Non-Binding
Any number, range, or estimate discussed by phone, email, or on this site is non-binding. No agreement exists until a written purchase agreement is signed by both parties. You keep the right to walk away in writing before that point, and there is no fee to a homeowner for receiving an offer.
5. No Guarantee of an Offer or a Closing
Submitting a form does not guarantee that we will make an offer, that any offer will match your expectations, or that a transaction will close. Timelines mentioned on this site are typical expectations, not promises.
6. Your Responsibilities
- Provide accurate information about yourself and the property
- Submit information only for property you own or are authorized to represent
- Use this website for lawful purposes only
- Do not attempt to interfere with, scrape, or disrupt the website
7. Cash Buyer List
Joining the buyer list does not create a partnership, joint venture, or brokerage relationship. Properties shared with the list are offered on an as-is basis, and each buyer is responsible for their own due diligence, financing, and closing decisions.
8. Intellectual Property
All content on this website — text, graphics, logos, and design — belongs to Savvy RE Partners and may not be reproduced or distributed without prior written consent.
9. Limitation of Liability
To the fullest extent permitted by law, Savvy RE Partners is not liable for any indirect, incidental, special, or consequential damages arising from your use of this website or reliance on its content.
10. Third-Party Links
This site links to county offices, courts, and other third-party resources for convenience. We do not control those sites and are not responsible for their content or accuracy.
11. Governing Law
These terms are governed by the laws of the State of Illinois, without regard to conflict-of-law rules.
12. Modifications
We may update these terms at any time. The revision date at the top of this page reflects the current version.
13. Contact Us
Questions about this page can go to deals@ledgerlot.com or (630) 551-8959.